Commercial Underwriter Job at LBC Mortgage, California City, CA

VnhmeVdtRmoxL3lyclVjYkV0N2xTUWEvU3c9PQ==
  • LBC Mortgage
  • California City, CA

Job Description

About LBC Mortgage

LBC Mortgage is a Los Angeles–based mortgage company with over 20 years of industry experience . Alongside our traditional mortgage business, we operate a fast-growing Private Money / Hard Money Lending Division , focused on funding real estate investment loans with speed, accuracy, and strong risk management.

We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production moving.

Responsibilities

  • Underwrite Hard Money / Private Money loans (Fix & Flip, Bridge, DSCR, Cash-Out, Ground-Up, etc.)
  • Review loan files and borrower documentation (credit, assets, entity docs, income where applicable)
  • Analyze property details, exit strategies, deal structure, and overall risk
  • Calculate and validate LTV, ARV, LTC , rehab budgets, and timelines
  • Review appraisals, comps, and market data to confirm property value and feasibility
  • Issue approvals and conditions, ensuring fast and clear communication with the team
  • Work closely with Loan Officers, Processors, and Management to move loans efficiently
  • Identify red flags early and provide clear recommendations
  • Ensure adherence to internal guidelines and lending policies

Requirements

  • 2+ years of underwriting experience in Hard Money / Private Lending (required)
  • Strong understanding of Fix & Flip and Bridge loan underwriting
  • Ability to evaluate ARV-based deals , rehab scopes, and budgets
  • Strong knowledge of appraisals, title reports, insurance, and entity structures
  • Strong attention to detail and ability to work in a high-volume, fast-paced environment
  • Excellent communication skills and ability to make confident decisions

Preferred Qualifications

  • Experience underwriting DSCR and rental investment loans
  • Experience with Ground-Up Construction loans
  • Familiarity with Encompass or other mortgage/loan CRM systems
  • Strong knowledge of investor real estate lending across multiple states

Why Join LBC Mortgage

  • Established company with strong leadership and long-term stability
  • Growing private lending division with strong pipeline
  • Opportunity for career growth into Senior Underwriter / Underwriting Manager role
  • Competitive compensation based on experience
  • Remote flexibility and supportive team environment

Job Tags

Full time

Similar Jobs

United Global Technologies

Security Architect - Consultant Job at United Global Technologies

 ...Security Architect - Consultant 100% Remote Security Architect - Consultant (Cybersecurity Engineer) Work Location: Fully Remote Candidate Location: No SC residency required. Open to nationwide candidates. Required Skills: Bachelors Degree in an Information... 

Barton Associates

Recent College Graduate - Designer (Mechanical or Electrical) Job at Barton Associates

 ...Job Description Job Description Description: Are you a recent graduate with a degree in Architectural, Mechanical, or Electrical Engineering...  ...This role can be based out of our York, Philadelphia, State College, Pittsburgh, or Raleigh, NC office. * Requirements:... 

Different Technologies Pty Ltd.

3D Creative Art Director Job at Different Technologies Pty Ltd.

 ...specialised team of engineers, machine learning programmers, designers, art directors and creative directors, connected by experienced...  ....As an AD, your primary responsibility will be to develop concepts for the project or pitch using a combination of 3D Softwares + photoshop... 

Mangrum Career Solutions LLC

Finance Director Job at Mangrum Career Solutions LLC

 ...Senior Director of Finance Strategic Financial Leader | Growth Architect | Executive Business Partner Our client is seeking an accomplished...  ..., Accounting, Business, or related discipline required. ~ MBA, CPA, or other advanced financial credentials strongly preferred... 

Narrows Insurance

Life & Health Insurance Producer Job at Narrows Insurance

 ...clients. You will grow the book of business and maximize profitable relationships. Responsibilities Identify new commercial insurance opportunities Develop relationships with clients and prospective clients Respond to inquiries from clients and prospective clients...